Insurance and Payment Options

Smiling woman cataract patient on phone checking vision insurance benefits

At The Retina Clinic, we believe that everyone should have access to the highest quality eye care. Don’t let concerns about cost stop you from achieving clear vision. Our providers are in network with most major insurances.

Learn about insurance coverage and the many payment and financing options available to our patients.

General Information

Please bring all insurance information, including insurance cards, when you come to any location for an appointment. Many medical insurance companies and HMOs require pre-authorization for medical services. Please consult with your insurance company or primary care physician to obtain a pre-authorization for services, if required, prior to the date of your appointment.

We accept checks and major credit cards for payment of services. Co-payments and payment of non-covered services are required at the time of your visit.

Accepted Insurances

AARP Medicare Advantage from United Healthcare logo
Aetna vision insurance logo
Amerigroup an anthem company vision health insurance logo in blue
Blue Cross Blue Shield vision medical insurance logo
Cigna health insurance vision insurance logo
Clover Health insurance logo
Devon Health Inc insurance logo
Emblem Health insurance logo
First Managed Care Option Insurance Logo
Health Partners Plans insurance
Humana logo
Magnacare Insurance Administrator logo
medicare
Multiplan Vision Insurance
oscar Health insurance logo
United Healthcare logo
Veteran affairs VA community care network VACCN logo with seal
wellcare well care health insurance vision insurance logo landscape teal
  • AARP Medicare Advantage
  • Aetna
  • Amerigroup
  • Blue Cross Blue Shield
  • Cigna
  • Clover
  • Consumer Health Network (CHN)
  • Devon Health Inc
  • Emblem Health
  • First Managed Care Option
  • Health Partners Plans
  • Humana
  • MagnaCare
  • Medicare
  • MultiPlan/PHCS
  • Oscar Health
  • Qualcare
  • United Healthcare
  • Veterans Affairs Community Care Network (VACCN)
  • WellCare Health Plans

FSA, HRA, and HSA Accounts

A Flexible Spending Account (FSA), Health Reimbursement Account (HRA), or Health Savings Account (HSA) is an employer-sponsored account that makes it possible for employees to designate pre-tax dollars for future medical expenses. These medical savings accounts are an excellent way for our patients to pay for their vision care, and funds from these accounts may be applied to treatments not covered by medical insurance.

Disclaimer

We will check your vision benefit eligibility and make every attempt to help you understand and make the most of your benefits. It is important to understand that things can change between the eligibility check and the actual payment of the claim. For example, changes in insurance, lapse of time, new benefit years, claims that arrive to the payer after eligibility was checked, and purchases made between checking eligibility and placing an order for glasses or contacts. A quote of benefits is not a guarantee of benefits or payment. Charges not covered by your insurance company or benefit plan, as well as any co-payments, deductibles, and coinsurance amounts, are your responsibility. 

Medical Financing Options

Medical Financing Options

We realize that some treatments may not be eligible for insurance coverage. To help make sure our patients receive the high-quality care they need and deserve, we’ve partnered with CareCredit® to offer flexible payment options.

CareCredit® offers convenient monthly payment options, no upfront costs, no prepayment penalties, and no annual fees. If you need more time to pay for your procedure, you can also take advantage of extended payment plans with low fixed interest rates.